Findex vs Njorda

Njorda is a Swedish fintech that connects to Nordic banks via open banking to give users a view of their savings and investments. Both Njorda and Findex are built with the Nordic market in mind — here's how they differ for investors who want more than a transaction overview.

Feature comparison

| Feature | Findex | Njorda |

|---|---|---|

| Nordic bank integrations | 50+ (Nordea, SEB, Handelsbanken, Swedbank, and more) | Nordic bank connections via open banking |

| Asset classes | 9 (stocks, funds, real estate, private equity, bonds, cash, crypto, alternatives, liabilities) | Primarily bank accounts and savings |

| AI portfolio assistant | Midas — contextual portfolio insights on your exact holdings | None |

| IR-to-portfolio flywheel | Yes — companies publish updates directly to investor portfolios | No |

| Non-custodial / read-only | Yes — PSD2 read-only, Findex never holds your assets | Yes |

| Pricing | Freemium — core features free | Free |

| BankID authentication | Yes | Yes |

Why investors choose Findex

• Full investment portfolio view — Findex goes beyond bank account balances to consolidate stocks, funds, real estate, private equity, and more in one net worth dashboard
• 9 asset classes — track your complete wealth including assets held outside your bank accounts
• Midas AI portfolio assistant — ask questions about your holdings and get actionable portfolio insights tailored to your specific investments
• IR-to-portfolio flywheel — a unique loop between company investor relations and investor portfolio tracking, so portfolio company updates flow directly into your dashboard
• Built for investors — Findex is designed around investment portfolio management, not just account aggregation

Findex is free to get started — no credit card required.